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The Catalyst for Your Financial Future

Every situation is different, and every solution we develop reflects that. We show up as a team, stay engaged at every stage, and make sure the guidance we provide reflects where you are today and where you want to go.

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Our Mission Your Goals Drive Every Decision We Make

We are built around people, not products. The advice we give, the solutions we develop, and the fees we charge are all shaped by what is in your best interest. That standard never changes, regardless of your account size or life stage. We take a team approach to every client relationship, which means broader perspectives, specialized knowledge, and a high level of responsiveness.

Who We Are A Team Built Around A Belief In Better Outcomes

Who We Are A Team Built Around A Belief In Better Outcomes

We began as independent advisors working from the same Chicago office, each serving our own clients and areas of focus. Over time, we found ourselves regularly collaborating when a client situation called for a broader perspective or deeper expertise.

What started informally became the foundation for something more deliberate, and Pivotal Financial was founded in 2017 around the belief that better advice comes from working as a team rather than in silos.

That same collaborative approach has guided how we've grown since, adding advisors and specialists who share the same philosophy. The team looks different from what it did at the start, and it will continue to evolve, but the principle behind it hasn't changed.

How We Help Wherever You Are in Life,
We Have the Expertise to Meet You There

Financial decisions rarely exist in isolation. A retirement question connects to a tax question, which connects to an estate question, which connects to an insurance gap nobody noticed. Our team brings a wide range of specializations to the table so that when you come to us with one concern, we help you see the full picture around it.

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Financial Planning


The foundation of every sound decision is built around your income, goals, obligations, and the timeline that is specific to your life.

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Investment Management


A portfolio customized to your individual situation and monitored with discipline.

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Retirement Strategies


Whether the end of full-time work is years away or already underway, we help you build a reliable income strategy.

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Insurance Solutions


Gaps in coverage at the wrong time can unravel years of careful planning. We help you evaluate life insurance, employer benefits, Medicare, and long-term care options with clarity.

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Estate Planning


Regardless what stage of life you're in, a solid estate plan protects what you've built. We work alongside estate planning attorneys to help you protect it and pass it on the way you intend.

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Who We Help Our Clients Come to Us Through People They Trust

Who We Help Our Clients Come to Us Through People They Trust

Most of our new clients come to us through referrals. They're introduced by people who want those they care about to have the same experience they’ve had with us.

We work with individuals and families across the country and do not require account minimums. What matters most in a client relationship isn’t a balance sheet—it’s engagement.

Pre-Retirees and Retirees
Those planning for retirement and those already living it, who want a disciplined, personalized strategy that holds up through every stage.

Families and Young Professionals
People at any age who are ready to build wealth with intention, protect what they have, and plan for the future of everyone who depends on them.

Those Navigating Life Transitions
Clients working through divorce, inheritance, career changes, or other pivotal moments who need experienced, steady guidance to move forward with confidence.

Our Process A Consistent Practice Built Around Your Specific Situation

I
We Come Prepared

Before each meeting, we build an agenda informed by your recent conversations with us. We also send a current investment performance report directly to your inbox the day before, along with your meeting link.

II
We Meet With Purpose

We meet with you several times each year to review your priorities, discuss what's changed, and build solutions tailored to where you want to go.

III
We Stay Accessible

Every question and request you send receives a timely reply. Before we close out any meeting, we schedule the next one.

5 Ways to Stay Confident in Retirement

This guide takes a critical look at the finances of retirement. It talks about health care costs, income stability, and the burden of debt and is designed to help your clients know the recipe for success in retirement.

Resources Resources

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Can I Create a Roth if I’m Over the Income Limit?

Can I Create a Roth if I’m Over the Income Limit?

Use this article to start conversations about the “backdoor” Roth IRA strategy.
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Retiree Health Care Coverage Overseas

Retiree Health Care Coverage Overseas

Retirees traveling abroad need to know that their health insurance travels with them.
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Should You Tap Retirement Savings to Fund College?

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.
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Contact Us Ready to Have a Meaningful Conversation About Your Financial Life?

We would like to hear where you are, what you are working toward, and what questions are on your mind. Reach out to schedule a meeting, and let's figure out together how we can help.

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